​

• The applicant(s)* must make a total minimum annual income of at least $51,500.

• The maximum household annual income for a 2-person household must not exceed $76,500.

• The maximum household annual income for a 3-person household must not exceed $85,800.

  • Your household annual income is the total income from all sources (before taxes) of all employed household members living with you.

• The applicant(s)* must be U.S. citizens or legal residents.

• The applicant(s)* credit score(s) must be 620 or above.

• The applicant(s)* must meet our credit guidelines:

• Overall payment history is considered.

  • Medical bills are not considered unless there is a judgement.

  • Bankruptcy must be 3 years past discharge before applying.

  • Total past due non-medical debts cannot exceed $1,000.

• The applicant(s)* cannot have owned a home for at least 3 years or be in bankruptcy.

• The applicant(s)* cannot have been foreclosed upon in the past 7 years.

• The applicant(s)* must occupy the home as their primary residence.

• The applicant(s)* can cover or save an estimate of $10,000 for down payment and closing costs.

  • The applicant(s)* may apply for and/or be eligible for a First-Time Homebuyer Grant to assistance with costs.

 

* Includes co-applicant if applicable